Programme Summary
The Cricket Australia National Club Risk Protection Programme (“The Programme”) is a joint initiative of Cricket Australia and its State Bodies and has seen a number of benefits provided to cricket clubs throughout Australia. It is designed to save clubs time, effort and money and provide enhanced cover and services for the cricket community.
Coverage
This Programme provides coverage 365 days of the year with an annual renewal date of 30th June.
What’s Covered
In general, all cricket activities are covered. This includes matches, training, functions, meetings and the like (anywhere in Australia). The Programme provides competitively broad protection across the following areas:
| Public Liability* | Club Management Liability* | Personal Injury* |
|---|---|---|
| Who is Covered? | Who is Covered? | Who is Covered? |
| All Australian Cricket Clubs, Affiliations and Associations participating within organised club competitions of each State and Territory including most club individuals. | All Incorporated Australian Cricket Clubs, Affiliations and Associations of each State and Territory. | Members of the Australian Cricket Discretionary Trust including players, umpires, volunteers etc. |
| Coverage Limits & Excess | Coverage Limits & Excess | Coverage Limits & Excess |
General & Products Liability$50,000,000 ($500 Excess) Errors & Omissions$10,000,000 ($2,500 Excess) |
Directors & Officers$10,000,000 (Nil Excess – in part) Employment Practices$10,000,000 ($5,000 Excess) Employee Theft$1,000,000 ($7,500 Excess) |
Capital Benefits$100,000 maximum $250,000 maximum Quad/Para Non-Medicare Medical85% reimbursement Maximum $5,000 per claim $50 excess per claim Loss of Income
|
| Insurer/Issuer | Insurer/Issuer | Insurer/Issuer |
| Liberty International Underwriters | Zurich Australian Insurance Limited | Australian Cricket Discretionary Trust Arrangement |
∗ Refer to the policy wording to find out exactly who’s covered, detailed policy benefits and exclusions.
∧ The excess period applicable is 14 days, unless your sick leave balance exceeds this, in which case your sick leave balance becomes your excess period.