Summary of Cover

The Australian Trainers’ Association Insurance Programme


  • Public Liability and Professional Indemnity Insurance to all licensed trainers within Victoria, Queensland, South Australia, Western Australia, and Tasmania and to selected trainers in New South Wales.

And offers:

  • Optional Personal Accident Part A Death & Capital Benefits
  • Optional Personal Accident and Sickness Parts B & C (weekly benefits and Sickness) to ATA Members throughout Australia.


Policies provide coverage 365 days of the year with an annual renewal date of 1st August.

What’s Covered

Policies provide broad protection across the following areas:

Public Liability*
Personal Accident – Part A* (Optional Benefits)
Personal Accident – Part B* and C (Optional Benefits)
Who is Covered? Who is Covered? Who is Covered?
Racehorse trainers, pre-trainers and Registered Training Partnerships licensed with Racing NSW, Racing Victoria Ltd, Racing Services Tasmania, Thoroughbred Racing SA Ltd, Queensland Racing and Racing & Wagering Western Australia. Full financial members of the Australian Trainers’ Association (ATA), who are under the age of 81 years.

Provides the option for Members to:

  • Include Part A Benefits
  • Cover temporary disablement weekly benefits
  • Select a range of benefits and disablement periods

Under Part C

  • Includes weekly sickness benefits subject to a waiting period
Coverage Limits & Excess Coverage Limits & Excess
Public Liability
  • $25,000,000 any one occurrence
  • Nil Excess
Property in Care, Custody & Control
  • $20,000,000 any one occurrence and in the aggregate any one period each insured
  • Nil Excess
Professional Indemnity
  • $500,000 any one claim and $4,000,000 in the aggregate for each insured
  • Excess
    • $1,000 applicable to each and every claim
    • $10,000 or 10% of the amount claimed if a claim is in respect of prizemoney, whichever is the greater
  • Minimum lump sum up to $30,000 per claim
  • Percentage of payment is as per the Table of Insured Events contained within the Policy Wording
  • Nil Excess
  • Provides the option for members to:
    • Purchase a minimum lump sum of $30,000 Death & Capital benefits OR
    • Bronze limited to $50,000 OR
    • Silver limited to $75,000 OR
    • Gold limited to $100,000
Insurer/Issuer Insurer/Issuer Insurer/Issuer

Chubb Insurance Australia Limited

Policy No:

  • PL – 02CL012537
  • PI – 02PI012618

Chubb Insurance Australia Limited

Policy No: 02P0014428

Chubb Insurance Australia Limited

Policy No: 02P0014428

*Refer to the appropriate policy wording to find out detailed policy terms, benefits, conditions and exclusions.