Summary of Cover

The Australian Trainers’ Association Insurance Programme

Provides:

  • Public Liability and Professional Indemnity Insurance to all licensed trainers within Victoria, Queensland, South Australia, Western Australia, and Tasmania and to selected trainers in New South Wales.

And offers:

  • Optional Personal Accident Insurance

Coverage

Policies provide coverage 365 days of the year with an annual renewal date of 1st August.

What’s Covered

Policies provide broad protection across the following areas:

Public Liability*
Personal Accident*
Who is Covered? Racehorse trainers, pre-trainers and Registered Training Partnerships licensed with Racing NSW, Racing Victoria Ltd, Racing Services Tasmania, Thoroughbred Racing SA Ltd, Queensland Racing and Racing & Wagering Western Australia. Full financial members of the Australian Trainers’ Association (ATA), who are under the age of 75 years.
Coverage Limits & Excess

Public Liability

  • $20,000,000 any one occurrence
  • Nil Excess

Property in Care, Custody & Control

  • $20,000,000 any one occurrence and in the aggregate any one period each
  • Nil Excess

Professional Indemnity

  • $500,000 any one claim and $4,000,000 in the aggregate for each insured
  • Excess - $1,000 applicable to each and every claim or $10,000 or 10% of the amount claimed if a claim is in respect of prizemoney, whichever is the greater

Bodily Injury Weekly Benefits limited to:

  • Gold - $1,000 x 52 weeks
  • Silver - $750 x 52 weeks
  • Bronze - $500 x 52 weeks

The excess period is 7 days.

Fractured Bones Lump Sum Benefits limited to:

  • Gold - $7,500
  • Silver - $6,000
  • Bronze - $5,000
Insurer

Chubb Insurance Australia Limited

Policy Number:
  • PL – 02CL012537
  • PI – 02PI012618

Chubb Insurance Australia Limited

Policy Number: 02PO014429

*Refer to the appropriate policy wording to find out detailed policy terms, benefits, conditions and exclusions.