Summary of Cover

The Australian Trainers’ Association Insurance Programme


  • Public Liability and Professional Indemnity Insurance to all licensed trainers within Victoria, Queensland, South Australia, Western Australia, and Tasmania and to selected trainers in New South Wales.

And offers:

  • Optional Personal Accident Insurance


Policies provide coverage 365 days of the year with an annual renewal date of 1st August.

What’s Covered

Policies provide broad protection across the following areas:

Public Liability*
Personal Accident*
Who is Covered? Racehorse trainers, pre-trainers and Registered Training Partnerships licensed with Racing NSW, Racing Victoria Ltd, Racing Services Tasmania, Thoroughbred Racing SA Ltd, Queensland Racing and Racing & Wagering Western Australia. Full financial members of the Australian Trainers’ Association (ATA), who are under the age of 75 years.
Coverage Limits & Excess

Public Liability

  • $20,000,000 any one occurrence
  • Nil Excess

Property in Care, Custody & Control

  • $20,000,000 any one occurrence and in the aggregate any one period each
  • Nil Excess

Professional Indemnity

  • $500,000 any one claim and $4,000,000 in the aggregate for each insured
  • Excess - $1,000 applicable to each and every claim or $10,000 or 10% of the amount claimed if a claim is in respect of prizemoney, whichever is the greater

Bodily Injury Weekly Benefits limited to:

  • Gold - $1,000 x 52 weeks
  • Silver - $750 x 52 weeks
  • Bronze - $500 x 52 weeks

The excess period is 7 days.

Fractured Bones Lump Sum Benefits limited to:

  • Gold - $7,500
  • Silver - $6,000
  • Bronze - $5,000

Chubb Insurance Australia Limited

Policy Number:
  • PL – 02CL012537
  • PI – 02PI012618

Chubb Insurance Australia Limited

Policy Number: 02PO014429

*Refer to the appropriate policy wording to find out detailed policy terms, benefits, conditions and exclusions.