AFL Masters

Cover for Clubs

Download Current Policy

Who is Covered

Masters Australian Football gives players over the age of 30 the chance to play the game in a safe, supportive and fun environment. All AFL Masters affiliated Clubs, Leagues and Associations.

What is Covered

All AFL Masters affiliated Clubs, Leagues and Associations receive General Public and Products Liability (including Management Liability) as standard cover.

Personal injury cover is not automatically included. But, AFL Masters teams can purchase Non-Medicare Medical coverage, including Base Bronze cover*.

Bronze Level

  • Non-Medicare Medical Costs
    • 50% Reimbursement
    • $2,000 max. per claim
    • $100 excess per claim
  • Capital Benefits
    • $100,000**
  • Quadriplegia/
    Paraplegia Benefit
    • $1,000,000 maximum

*For increased coverage above Base Bronze cover, please refer to the Upgrading Cover section and download the AFL Masters Optional Upgrade forms.

**For terms and conditions and further details on our policies and benefits contact Marsh on 1300 130 373

Please keep in mind

Personal Injury cover is a policy for injuries occurring due to an accident. It is not a sickness or illness policy.

Personal Injury cover can pay for Non-Medicare Medical Expenses. These include physio, chiro, dental, ambulance transport and private hospital accommodation.

Personal Injury cover is not Private Health Insurance or Life Insurance.


It is strongly recommended that all players investigate their personal insurance needs. Players should consider the benefits of:

  • Private health Insurance
  • Life Insurance
  • Loss of Income (particularly for self-employed players)
  • Ambulance Subscription


Upgrading cover is optional and is available for teams or individuals. Upgrade options include:

  • Increasing Non-Medicare benefits
  • Adding Loss of Income cover

Some States and Leagues do this automatically so check with your club what level of benefits you qualify for.


Summary of Cover Policy Wording

Find out more. Call Marsh on 1300 130 373


A Personal Injury claim form is located on the Downloads page of this website or can be obtained by contacting Marsh directly on 1300 130 373.

Claim Form Make a Claim Online